Are Windscreen Repairs Covered By Insurance?

Car insurance in Australia may cover windscreen repairs, depending on your insurer, policy, and level of cover. Some comprehensive policies include windscreen cover, while others offer it as an optional extra.

Before making a claim, check what your policy covers, whether an excess applies, and whether you can simply repair the damage instead.

Does car insurance cover windscreen chip repairs?

It can. Some policies cover windscreen chips and cracks, while others may only provide cover if you have added optional windscreen or glass cover.

Check your Product Disclosure Statement (PDS) or contact your insurer to find out:

• Whether windscreen repairs and replacements are covered
• Whether an excess applies
• Whether there are limits on claims
• Whether you need to use an approved repairer

Do you pay an excess for windscreen repair?

It depends on your policy. Some insurers offer windscreen repairs with no or a reduced excess, while others may require you to pay an excess.

If an excess does apply, it’s worth comparing the cost with repairing the damage yourself.

Is it worth claiming insurance for a windscreen chip?

Not always.

The UFIXIT Windscreen Repair Kit costs under $35 and can complete up to five repairs. It can permanently repair common windscreen damage including chips, bullseyes, star cracks and cracks up to 30cm.

For repairable damage, that may be a much simpler and more affordable option than making an insurance claim.

Can I repair a windscreen chip myself?

Yes. The Australian owned UFIXIT Windscreen Repair Kit is designed for DIY windscreen repair and creates a permanent repair.

UFIXIT resin penetrates the damaged area before curing and strengthening the repair, helping stop the chip or crack from spreading.

Repairing damage early can also help prevent a small chip from developing into a larger crack that may eventually require windscreen replacement.

Repair or replace?

For most common windscreen chip and crack damage, replacement isn’t necessary. UFIXIT can permanently repair chips, bullseyes, star cracks and cracks up to 30cm, meaning many damaged windscreens can be repaired rather than replaced.

Repairing with UFIXIT allows you to keep your original factory fitted windscreen in place, save money and avoid unnecessarily sending a repairable windscreen to waste.

So, are windscreen repairs covered by insurance? They can be, but always check your individual policy first. Before making a claim or replacing your windscreen, check whether the damage can be repaired with UFIXIT instead.

Got a chip or crack? Repair, don’t replace with UFIXIT.